Research guide

Greece Golden Visa for Family: Who Is Included 2026

One investment covers spouse, children under 21 and all four parents. Documents, renewal rules and what happens when a child turns 21.

By Maksim, Founder, Greek Invest · Updated August 21, 2026 · 16 min read

Greece Golden Visa for Family: Who Is Included 2026 — Greek Invest research illustration

Quick answer: One qualifying property investment covers the main applicant and their entire immediate family under the Greece Golden Visa: spouse or civil partner, unmarried dependent children under 21, and the parents of both the investor and the investor’s spouse. No additional capital is required per family member. Every qualifying relative receives an individual five-year residency permit that renews in lockstep with the investor’s permit, provided the qualifying property is still held. The rules derive from Law 5100/2024 and were further operationalised by Circular 1/2026, issued 22 April 2026.

One of the questions we hear most often from prospective Golden Visa applicants is deceptively simple: “Can my family come with me?” The short answer is yes, and the economics make it one of the most compelling aspects of the Greece Golden Visa program. Greece granted 8,879 new Golden Visa approvals in 2025, a 95% year-on-year increase, and with roughly 27,786 active permits on record, the program has accumulated close to 40,000 investors. A meaningful share of those investors brought family members along, turning a single real estate transaction into a five-year EU residency package for an entire household.

This guide covers exactly who qualifies, what documents each family member must provide, how renewal works in practice, and what the citizenship path looks like for those planning for the long term.

Who Qualifies as a Family Member

The Greece Golden Visa defines the covered family unit in Law 5100/2024 and Circular 1/2026. The categories are fixed: the program does not allow discretionary additions such as siblings, extended cousins, or adult children living independently in the investor’s country.

Family CategoryEligibility ConditionNotes
SpouseLegally married to the main applicantCivil union (σύμφωνο συμβίωσης) also recognised
Dependent childrenUnder 21, unmarried, financially dependentAge is assessed at time of application
Children of the spouseUnder 21, unmarried, dependent on main householdStepchildren qualify if dependent
Parents of the investorNo age or financial dependency condition statedBoth parents covered
Parents of the investor’s spouseNo age or financial dependency condition statedBoth sets of in-laws covered

A family of two adults with two minor children and four parents (the most typical extended-family structure in many applicant nationalities) could therefore hold up to eight permits from a single €400,000 or €800,000 property purchase. Each permit is individual and named, but all derive from the same qualifying investment.

The Greece Golden Visa property tiers guide explains how the €400,000 and €800,000 thresholds map to specific regions and property types. The tier does not change based on the size of the family.

One qualifying investment covers a larger family in Greece than in any comparable European programme. The principal applicant’s spouse or registered civil partner is included, as are unmarried children under 21, and, unusually, the parents of both the investor and the spouse: up to four grandparents on a single deed, with no age or dependency test and no increase in the investment threshold. A family of eight can therefore qualify on one €400,000 regional property. What each additional person costs is administrative rather than capital: roughly €150 in government biometric fees per person plus €500 to €1,500 in legal work at application. Children retain their permits until 21, after which they must move to another residence category in their own right, and a child who turns 21 during the process is assessed on their age at the date of application rather than at the date of decision.

Who Counts as a Spouse or Civil Partner

The investor’s spouse or registered civil partner qualifies automatically. Greece recognises both formal marriage and the Greek civil union (σύμφωνο συμβίωσης). For foreign relationships, a marriage certificate apostilled in the country of issuance is the standard documentary proof. Couples in unregistered long-term partnerships are not covered under the program’s family provisions and would need to explore other routes to Greek residency.

The spouse’s permit runs for the same five-year term as the investor’s permit. There is no minimum-stay requirement: neither the investor nor the spouse needs to spend any particular number of days in Greece to maintain the permit’s validity. However, as discussed in the citizenship section below, physical presence matters enormously if either plans to pursue naturalization later.

The spouse’s application is typically submitted simultaneously with the main applicant’s file. Processing fees apply per person; the administrative cost is a per-permit charge rather than a flat household fee. For a breakdown of the full cost stack (notary, legal, land registry, and agency fees), see the cost of buying property in Greece guide.

Which Children Are Included?

Dependent children under the age of 21 are included in the family category, provided they are unmarried and financially dependent on the household. The age limit is strict: a child who turns 21 during the five-year permit period does not automatically lose status mid-term, but at the next renewal the child must qualify under a different route or secure independent residency. Families planning for long renewals should factor this in when children are close to the cutoff.

Children of the investor’s spouse (stepchildren) also qualify if they are under 21, unmarried, and form part of the household. The biological or adoptive link to the investor is not required; what matters is the established legal family relationship and dependency.

Are Parents and Parents-in-Law Included?

There is no upper age limit and no financial dependency requirement for parents. A retired parent with independent income and savings who simply wishes to live near their child qualifies under this category. Parents’ applications follow the same documentation pattern as other family members: proof of the parental relationship (birth certificate of the investor, apostilled) plus valid travel documents.

It is worth noting that parents do not inherit the investment or hold any stake in the qualifying property. They are permit holders, not co-investors. If the investor sells the property before renewal, all family permits (including parental ones) are subject to non-renewal or revocation. The qualifying investment must be in place at every renewal checkpoint.

One Investment Threshold Covers the Whole Family

TierMinimum InvestmentWhere It Applies
Prime residential€800,000Attica, Thessaloniki regional unit, Mykonos, Santorini, islands over 3,100 population
Regional residential€400,000All other areas; single property, minimum 120 m² usable area
Conversion / heritage€250,000Commercial-to-residential conversion or heritage building restoration

The 120 m² rule applies to the €400,000 and €800,000 built residential tiers. The qualifying property must be a single asset; splitting the threshold across two smaller apartments is not permitted under Law 5100/2024. The Crete €400,000 Golden Visa guide has worked examples of how this rule applies in regional markets.

The per-person cost that does change with family size is the permit application fee. Each applicant (main investor and each family member) pays an administrative processing fee at the time of application and at each renewal. These fees are set by the Migration Ministry and are a fraction of the property investment, but they add up for large families and should be included in the total budget from the outset.

The arithmetic of family inclusion is what makes Greece competitive against every other European residence-by-investment route. A single €400,000 regional deed covers the investor, a spouse or civil partner, all unmarried children under 21, and the parents of both spouses, which can be eight people on one property. No other applicant in that group contributes qualifying capital. What they contribute is administration: roughly €150 per person in government biometric fees plus €500 to €1,500 each in legal work at application. Compared against Malta, where a multigenerational contribution-plus-lease stack commonly lands between €450,000 and €550,000 all in, or against Hungary’s fund route where dependant inclusion is verified separately with fees that change between amendment cycles, the Greek structure is roughly €432,000 for the same household.

What Documents Does Each Family Member Need?

The investment is one; the paperwork is per person. Circular 1/2026 standardised the file format across all three investment tiers, and every included family member needs their own passport, birth or marriage certificate proving the relationship, criminal record certificate, health insurance confirmation and biometrics. Each of those documents carries its own validity window, and one expiring mid-review sends the whole family file back into the queue rather than just that person’s. The documentary requirements are person-specific even though the underlying investment belongs to the main applicant. Circular 1/2026 standardised the file format across the three investment tiers.

DocumentSpouseChildrenParents
Valid passport (all pages)RequiredRequiredRequired
Recent passport-size photographsRequiredRequiredRequired
Apostilled marriage certificateRequired,,
Apostilled birth certificate,RequiredRequired (investor’s birth cert.)
Apostilled family status certificateRequiredRequiredRequired
Proof of financial dependency,Required if over 18,
Health insurance valid in GreeceRequiredRequiredRequired
Proof of main applicant’s qualifying investmentReferencedReferencedReferenced

Apostilles must be obtained from the competent authority in the country that issued the original document, not from a Greek authority. Documents not in Greek or English typically require a certified translation. For complex family structures (prior marriages, adoptions, blended families), an immigration lawyer in Greece should review the file before submission. For guidance on the overall property purchase process as a non-EU buyer, see buying property in Greece as a foreigner.

Health insurance is a recurring requirement. Each family member must hold a policy that is valid in Greece with at least inpatient coverage. Some international policies qualify; others require a rider for Greek territory. This needs verification before the application is filed, not after.

The Application Timeline for Family Members

Family members can be added to the application at the same time as the main investor or in a subsequent application after the investor’s permit is issued. Submitting together is generally more efficient, as the property documentation only needs to be assembled once.

The Greece Golden Visa application timeline guide covers the full process. The key checkpoints for families are:

In 2025, Greece held roughly 11,553 applications in the pending queue. Processing times have fluctuated, but the blue card provides legal residency in the interim, allowing travel within the Schengen Area while waiting.

How Do Family Permits Renew?

All family permits are renewed together on the same five-year cycle as the main investor’s permit. The central renewal condition is that the investor still holds the qualifying property at the time of renewal: it must not have been sold, transferred, or encumbered in a way that disqualifies it.

At renewal, each family member must:

  • Still qualify under the program definition (children must still be under 21 and unmarried, or hold a qualifying exception)
  • Hold valid health insurance
  • Submit updated identity documents
  • Pay the per-person renewal administrative fee

A child who aged out of the under-21 category between issuance and renewal does not automatically lose their permit mid-cycle. At the next renewal, however, that child would need to qualify independently, for example through a student permit, work permit, or their own property investment. Families with children approaching 21 should plan the renewal timing and alternative routes well in advance.

Parents remain covered at every renewal as long as the investor holds the qualifying property and the parental relationship is documented. There is no dependency test for parents at renewal; the relationship status (parent of investor or investor’s spouse) is the qualifying factor.

The Citizenship Path for Family Members

Naturalisation is available to family members on the same terms as the main applicant and on the same clock: seven continuous years of legal residence in Greece, with genuine physical presence, functional Greek at roughly B1 level, and an integration test. The crucial point is that derivative permits carry the same zero-stay position, so holding one accumulates nothing toward that seven years unless the family actually lives in Greece. Under Greek nationality law, non-EU nationals can apply for naturalization after seven continuous years of legal residence in Greece. The requirements include:

  • Seven consecutive years of legal presence on Greek soil (holding the permit is not enough; physical residence is required)
  • A language proficiency test in Greek
  • A civics and history test
  • Demonstrated integration (work, family life, community ties)
  • Clean criminal record

The critical phrase is “legal presence in Greece”: time spent abroad does not count toward the seven years even if the investor holds a valid Golden Visa. A family that holds permits but spends the full five years outside Greece and renews at the €400,000 threshold has made no progress toward citizenship. The Golden Visa’s no-minimum-stay feature is an advantage for flexibility, not for naturalization.

For a family that does intend to pursue citizenship, the practical approach is to begin establishing genuine physical residence in Greece from year one: register with the tax authority (AFM), open a Greek bank account, enroll children in Greek schools, and document presence systematically. Family members who are physically resident can pursue naturalization on individual timelines.

The same seven-year clock applies equally to the investor, the spouse, and to children who have been continuously resident. Minor children who grow up in Greece may qualify through a separate provision for long-term-resident minors; an immigration lawyer familiar with the current case law should review the specific situation.

What the Program Does Not Cover

  • Adult children in higher education: there is no explicit student-extension provision in the family category; the age-21 cap is absolute under the current rules.

These exclusions sometimes surprise applicants from family-centric cultures where multi-generational households include grandparents and adult working children. The program is precise about the categories. Anyone outside the listed family unit needs an independent route to Greek residency or a separate investment.

Key Takeaways

The Greece Golden Visa’s family provisions are one of its most practical features. A single qualifying investment at the €400,000 or €800,000 threshold generates EU Schengen residency for the immediate family with no additional capital outlay per person. The coverage extends further than many comparable programs by including both sets of parents. Administrative fees scale with family size, but these are a modest fraction of the total investment.

The rules are firm: the age-21 cutoff for children is strict, the qualifying categories are closed, and the investment must be maintained in full at every renewal. For families planning beyond the five-year permit cycle, the citizenship path requires physical residence in Greece; the permit alone does not advance that clock.

For the next step in building the application file, the Greece Golden Visa property guide 2026 walks through tier selection, due-diligence checklist, and cost stack in full detail.

Buyer scenarios

One qualifying investment covers a spouse, children under 21, and the parents of both spouses, up to four grandparents, without any increase in the threshold. Each person costs a government fee and some legal work rather than more capital. That is the single largest saving in the programme, and it is why a multigenerational family that would need two Maltese contributions needs one Greek deed. Family inclusion changes the arithmetic more than most buyers expect, and three situations recur.

The couple with young children. One investment, one application. Spouse and children under 21 are included as derivative permits on the same qualifying property, each attracting its own government fee rather than a second investment. This is the most cost-efficient structure available in the programme and the main reason families choose Greece over routes that price per applicant.

The buyer who wants to include parents. Dependent parents of either spouse can be included, which is unusual among European residency programmes. The dependency has to be evidenced rather than asserted, and the documentation is person-specific even though the investment is not.

The family planning for citizenship rather than residency. Derivative permits carry the same zero-stay position as the main applicant’s, which means none of them accumulates the physical residence that naturalisation after seven years requires. A family intending to naturalise has to actually live in Greece, and should plan school and tax residence around that from the first year rather than the fifth.

Frequently Asked Questions

A single qualifying investment covers the main applicant, their spouse or civil partner, dependent children under 21 years of age, and the parents of both the investor and the investor's spouse. Each qualifying member receives an individual five-year residency permit tied to the same property investment.

No. The entire family is covered by the main applicant's qualifying investment. Whether the threshold is €800,000 in a prime zone, €400,000 in regional Greece, or €250,000 for a conversion or heritage property, no additional capital is required for the spouse, children, or parents to receive permits.

Dependent children are eligible under the program up to age 21. The child must be unmarried and financially dependent on the main applicant. Once a child turns 21 or marries, they no longer qualify as a dependent under the standard family provisions and would need to secure an independent residency status.

Each family member must submit a valid passport, a recent photograph, a certified birth certificate or marriage certificate establishing the relationship to the main applicant, an apostilled family status certificate, and proof that the qualifying investment is held in the main applicant's name. Health insurance valid in Greece is also required for each member.

Family permits are renewed on the same five-year cycle as the main investor's permit. The investor must still hold the qualifying property at the time of renewal. Each family member submits their renewal application individually, but the documentary core (proof of property ownership and family relationship) derives from the investor's file.

Not automatically. The Golden Visa is a residency permit. Greek citizenship through naturalization is available after seven continuous years of legal residence in Greece, provided the applicant physically resides in Greece for that period, passes a language and civics test, and meets the statutory criteria. Holding a Golden Visa without physical presence does not count toward the naturalization clock.

The threshold is identical to the single-investor threshold: €800,000 in prime zones such as Attica, Thessaloniki, Mykonos, or Santorini, or €400,000 in regional Greece for built property over 120 square metres. A family of four, six, or more pays the same base investment; the only additional cost is the administrative fees per extra permit.

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