Greece Property Notary: The Complete Deed Signing Guide
Greek property notary role, 0.8 to 1.2% fees, deed signing steps, required documents, translation rules, and post-deed cadastre registration explained.
By Greek Invest Editorial · Updated July 4, 2026 · 9 min read
Quick answer: Every property transfer in Greece requires a notary. The notary is a neutral public official, not your legal adviser, who authenticates the deed and verifies formal compliance. Fees run 0.8 to 1.2% of the objective value and are paid by the buyer. The 3.09% FMA transfer tax must be settled with the tax authority before the deed is signed.
The notary appointment is the single most consequential moment in any Greek property purchase, yet it is also the most misunderstood. Many foreign buyers arrive expecting the notary to play the same advisory role a solicitor fills in the UK or a closing attorney in the US. In Greece, the notary is a state-appointed official whose function is neutrality and formal authentication, not client advocacy. Understanding this distinction before you sign prevents expensive surprises. The full purchase sequence is in the step-by-step buying guide. Total acquisition costs, including notary, transfer tax, and legal fees, are mapped in the cost of buying property guide.
What the Greek Property Notary Does: and What They Don’t
What the Greek Property Notary Does: and What They Don’t requires €400,000 regional or €800,000 prime investment under Law 5100/2024, engineer certification of 120m² usable residential area, and Circular 1/2026 bank traceability through a Greek account before any deposit. Budget 3.09% transfer tax plus 8% to 12% closing costs on Attica deeds and model ENFIA near €800 to €1,800 annually on a €400,000 apartment. MORE Group underwrites this checkpoint on live 2026 buyer files before reservation wires.
A Greek notary (symvolaios) holds a state licence to execute legally binding documents. For property, their core functions are: verifying the identities of both parties, confirming that FMA transfer tax has been paid, reading the deed aloud in full to both parties, and certifying the final contract with their seal and signature. The executed deed then constitutes conclusive proof of the transaction for the Cadastre and any future legal proceedings.
What the notary explicitly does not do: they will not search title history for defects, identify urban planning violations, check for unpaid ENFIA (property tax), trace inheritance claims, or advise on whether the contract terms favour the buyer. These tasks belong to your independent lawyer.
| Function | Notary | Independent Lawyer |
|---|---|---|
| Authenticates deed and parties’ identities | Yes | No |
| Verifies FMA payment before signing | Yes | No |
| Reads deed aloud at appointment | Yes | No |
| Conducts title search (20+ years) | No | Yes |
| Checks ENFIA clearance and mortgage encumbrances | No | Yes |
| Reviews preliminary agreement terms | No | Yes |
| Advises on Golden Visa compliance | No | Yes |
| Represents buyer’s interests | No | Yes |
| Submits deed to Cadastre post-signing | Yes | No |
The clearest rule: hire a lawyer for due diligence first, then engage the notary to execute a transaction that your lawyer has already confirmed is clean. Attempting to use the notary as a cost-saving substitute for legal advice is the most common expensive mistake made by first-time foreign buyers in Greece. See the foreign buyer guide for the full professional team structure recommended for non-Greek purchasers.
Insider tip: MORE Group files in 2026 show this step fails most often when engineer certificates, cadastre extracts, or bank traceability are sequenced after the reservation instead of in parallel with the lawyer review.
Greek Invest verification snapshot:
- €800,000 prime vs €400,000 regional tiers under Law 5100/2024
- 120m² certified usable area on engineer certificate
- 3.09% transfer tax plus 8% to 12% Attica closing stack
- Golden Visa assets: twelve-month leases only; no Airbnb for permit life
Insider tip: MORE Group sequences engineer, cadastre, and bank files before reservation deposits on 2026 Golden Visa purchases.
How Much Does the Greek Notary Charge?
Notary fees in Greece are not freely negotiable, they follow a legally regulated scale based on the property’s objective value. The objective value is the government’s officially assessed value of the property, separate from the market price you negotiate with the seller.
The statutory minimum scale runs approximately 0.8% on the objective value for transactions above €100,000, stepping up slightly for complex deeds involving multiple parties, co-ownership, or cross-border elements. Most buyers are quoted an all-in rate of 1 to 1.2% which covers the deed preparation, certified copies for buyer, seller, and Cadastre, and the notary’s stamp charges.
| Objective Value | Notary Rate | Notary Cost |
|---|---|---|
| €100,000 | 1.2% | €1,200 |
| €200,000 | 1.0% | €2,000 |
| €280,000 | 1.0% | €2,800 |
| €400,000 | 0.9% | €3,600 |
| €600,000 | 0.85% | €5,100 |
| €800,000 | 0.8% | €6,400 |
The buyer pays the notary fee by convention. This is embedded in the preliminary agreement, confirm it explicitly in writing before appointing the notary.
Greek Invest verification snapshot:
- €800,000 prime vs €400,000 regional tiers under Law 5100/2024
- 120m² certified usable area on engineer certificate
- 3.09% transfer tax plus 8% to 12% Attica closing stack
- Golden Visa assets: twelve-month leases only; no Airbnb for permit life
Insider tip: MORE Group underwriting in 2026 sequences engineer certificate, cadastre extract, and bank traceability before reservation wires, not after.
What should foreign buyers know about documents Required at the Notary Appointment?
Preparation is the single factor most likely to delay or abort a notary appointment. Greek notaries will not proceed if any document is missing. Compiling this list typically requires 10 to 15 business days for foreign buyers, so start as soon as the preliminary agreement is signed.
| Document | Applies To | Notes |
|---|---|---|
| Valid passport or EU ID | Buyer and Seller | Must be current; photocopies are insufficient |
| Greek AFM tax number | Buyer (mandatory) | Obtain via AADE before any purchase stage. See AFM guide |
| FMA transfer tax payment receipt | Buyer | Paid via TAXISnet before appointment; notary checks this |
| Preliminary purchase agreement | Both parties | Signed contract from earlier in the process |
| Engineer’s e-Building Identity certificate | Seller | Confirms no outstanding building violations |
| ENFIA clearance certificate | Seller | Proves all property tax is paid and up to date |
| Title deeds of seller | Seller | Confirming unencumbered ownership history |
| Mortgage/encumbrance-free certificate | Seller | Issued by Land Registry or Cadastre; lawyer obtains |
| Certified translation of identity documents | Buyer (non-Greek) | Required when documents are not in Greek or English |
| Power of attorney (if not attending in person) | Buyer | Must be notarised and apostilled if prepared abroad |
Your lawyer is responsible for obtaining the seller-side documents and confirming the complete list with the notary’s office at least two weeks before the appointment date. Confirm the AFM is registered early, the AFM guide explains the AADE process and typical timelines.
Greek Invest verification snapshot:
- €800,000 prime vs €400,000 regional tiers under Law 5100/2024
- 120m² certified usable area on engineer certificate
- 3.09% transfer tax plus 8% to 12% Attica closing stack
- Golden Visa assets: twelve-month leases only; no Airbnb for permit life
What is Deed Signing Process: Step-by-Step?
What is Deed Signing Process: Step-by-Step requires €400,000 regional or €800,000 prime investment under Law 5100/2024, engineer certification of 120m² usable residential area, and Circular 1/2026 bank traceability through a Greek account before any deposit. Budget 3.09% transfer tax plus 8% to 12% closing costs on Attica deeds and model ENFIA near €800 to €1,800 annually on a €400,000 apartment. MORE Group underwrites this checkpoint on live 2026 buyer files before reservation wires.
Step 1, Identity verification. The notary inspects original identity documents for all parties. For foreign buyers using a power of attorney, the PoA document is checked against the representative’s ID.
Step 2, FMA receipt confirmation. The notary verifies the FMA payment receipt in the AADE system. This is a hard prerequisite, no deed proceeds without it. The 3.09% FMA is calculated on the higher of the agreed sale price or the objective value, paid before the appointment.
Step 3, Oral reading of the deed. Greek law requires the notary to read the full deed text aloud to all present parties. This is not waived for foreign buyers. If any party does not speak Greek, a certified interpreter must be present. The reading confirms all terms match what was agreed.
Step 4, Execution and signature. Each party signs the deed, followed by the notary’s signature and official seal. Each page is initialled. Multiple originals are produced, one for the buyer, one for the seller, one for the Cadastre, and one retained in the notary’s archive permanently.
Step 5, Immediate handover. The buyer receives a certified copy of the signed deed at the appointment. This copy is legally sufficient to prove ownership before Cadastre registration is completed.
Greek Invest verification snapshot:
- €800,000 prime vs €400,000 regional tiers under Law 5100/2024
- 120m² certified usable area on engineer certificate
- 3.09% transfer tax plus 8% to 12% Attica closing stack
- Golden Visa assets: twelve-month leases only; no Airbnb for permit life
| Planning line | Greek Invest 2026 band |
|---|---|
| Investment tier | €400,000 regional / €800,000 prime |
| Usable area | 120m² certified residential |
| Transfer tax | 3.09% FMA on higher value |
| Closing stack | 8% to 12% on Attica deeds |
What should foreign buyers know about transfer Tax Before the Deed: The 3.09% FMA Rule?
FMA (Φόρος Μεταβίβασης Ακινήτων) is Greece’s property transfer tax, set at 3.09% since 2014. It applies to the higher of the agreed purchase price or the objective value and is collected by the Greek tax authority (AADE) before the notary deed is executed.
Payment is made via the TAXISnet tax portal using the property’s unique tax reference. Once paid, AADE issues a receipt that the notary checks in real time against their system. The entire FMA must be paid before the appointment, partial payment will result in the deed being refused.
For buyers targeting the Greece Golden Visa, note that FMA is calculated on objective value, not on the visa threshold price. A €400,000 qualifying purchase where the objective value is €300,000 attracts FMA of €9,270, not €12,360, a saving of over €3,000. This is one reason why objective values matter far beyond academic curiosity.
Greek Invest verification snapshot:
- €800,000 prime vs €400,000 regional tiers under Law 5100/2024
- 120m² certified usable area on engineer certificate
- 3.09% transfer tax plus 8% to 12% Attica closing stack
- Golden Visa assets: twelve-month leases only; no Airbnb for permit life
What should foreign buyers know about translation Requirements for Foreign Buyers?
Translation Requirements for Foreign Buyers requires verified thresholds under Law 5100/2024: €800,000 prime tiers in Attica, Thessaloniki, Mykonos, and Santorini versus €400,000 regional municipalities, engineer certification of 120m² usable residential area, and Circular 1/2026 bank traceability through a Greek account in the buyer’s name. Budget 8% to 12% purchase costs on Attica deeds and model ENFIA near €800 to €1,800 annually on a €400,000 apartment before comparing gross yield quotes.
All documents submitted to the Greek notary must be either in Greek or accompanied by a certified translation into Greek. This requirement catches many foreign buyers off guard.
For EU citizens: documents from countries whose official language uses the Latin alphabet are often accepted with a certified translation only. For countries using non-Latin scripts (Cyrillic, Arabic, Chinese, etc.), a sworn translation by a certified translator registered in Greece is mandatory. Apostilles on foreign notarial documents must be accompanied by a Greek translation.
Power of attorney documents prepared abroad require:
- Notarisation by a notary in the country of origin
- An apostille (for Hague Convention countries) or legalisation by the Greek consulate
- A certified Greek translation of the full document
Allow three to four weeks for documents prepared outside the EU to clear all translation and apostille steps. Starting this process at the same time as the preliminary agreement is signed, not after, keeps the timeline on track.
Insider tip: MORE Group underwriting in 2026 treats this as a hard gate: engineer certificate, cadastre alignment, and Circular 1/2026 bank traceability must be complete before any reservation wire, not after.
Greek Invest verification snapshot:
- €800,000 prime vs €400,000 regional tiers under Law 5100/2024
- 120m² certified usable area on engineer certificate
- 3.09% transfer tax plus 8% to 12% Attica closing stack
- Golden Visa assets: twelve-month leases only; no Airbnb for permit life
What should foreign buyers know about remote Signing: What Is and Is Not Permitted?
What should foreign buyers know about remote Signing: What Is and Is Not Permitted requires €400,000 regional or €800,000 prime investment under Law 5100/2024, engineer certification of 120m² usable residential area, and Circular 1/2026 bank traceability through a Greek account before any deposit. Budget 3.09% transfer tax plus 8% to 12% closing costs on Attica deeds and model ENFIA near €800 to €1,800 annually on a €400,000 apartment. MORE Group underwrites this checkpoint on live 2026 buyer files before reservation wires.
As of 2026, Greek law does not recognise remote video signing for property transfer deeds. The notary appointment requires either physical presence or a valid, in-person Greek power of attorney.
What is permitted: a buyer physically outside Greece may sign a notarised PoA in their home country (apostilled and translated) authorising a Greek lawyer or trusted representative to sign the deed in Greece on their behalf. The representative attends the notary appointment in person. This route is used by the majority of overseas buyers and by virtually all Golden Visa investors.
What is not permitted: videoconference signing, electronic signature platforms (DocuSign, Adobe Sign), or unsigned ratification after the fact. Any deed signed without physical presence of either the buyer or their PoA holder is void.
Greek Invest verification snapshot:
- €800,000 prime vs €400,000 regional tiers under Law 5100/2024
- 120m² certified usable area on engineer certificate
- 3.09% transfer tax plus 8% to 12% Attica closing stack
- Golden Visa assets: twelve-month leases only; no Airbnb for permit life
| Planning line | Greek Invest 2026 band |
|---|---|
| Investment tier | €400,000 regional / €800,000 prime |
| Usable area | 120m² certified residential |
| Transfer tax | 3.09% FMA on higher value |
| Closing stack | 8% to 12% on Attica deeds |
What should foreign buyers know about post-Deed: Cadastre Registration?
Signing the notary deed transfers legal ownership, but the process is complete only when the deed is registered with the Hellenic Cadastre (Κτηματολόγιο). The notary is legally required to submit the executed deed to the Cadastre within 30 days of signing. The buyer does not need to take any action for this submission.
Cadastre registration fees (separate from notary fees) run approximately 0.475 to 0.65% of the objective value and are paid at the time of submission. Confirm with your notary whether their quoted fee includes Cadastre submission or whether it is billed separately.
Full registration, meaning the buyer appears in the Cadastre database as the recorded owner, takes between three and six months in most Cadastre offices, and up to 12 months in overloaded regional offices. During this period, the certified copy of the deed you received at the appointment serves as proof of ownership for bank accounts, utility connections, and Golden Visa applications.
Properties in areas not yet mapped by the Hellenic Cadastre are registered in the older Land Registry (Ypothikofilakeio) system. Your lawyer will confirm which system applies to your specific property. The cadastre check guide covers how to verify existing registration status before purchase. Costs are detailed in the cost of buying property guide.
Greek Invest verification snapshot:
- €800,000 prime vs €400,000 regional tiers under Law 5100/2024
- 120m² certified usable area on engineer certificate
- 3.09% transfer tax plus 8% to 12% Attica closing stack
- Golden Visa assets: twelve-month leases only; no Airbnb for permit life
What buyer scenarios fit greece property notary process?
What buyer scenarios fit greece property notary process requires €400,000 regional or €800,000 prime investment under Law 5100/2024, engineer certification of 120m² usable residential area, and Circular 1/2026 bank traceability through a Greek account before any deposit. Budget 3.09% transfer tax plus 8% to 12% closing costs on Attica deeds and model ENFIA near €800 to €1,800 annually on a €400,000 apartment. MORE Group underwrites this checkpoint on live 2026 buyer files before reservation wires.
Yield-focused investor: Model net yield after ENFIA, flat 15% rental tax (or progressive scale if elected), 20 to 25% management, and 4 to 6 weeks vacancy. Compare gross 4 to 6% Riviera LTR with your home-market net benchmark.
Cash lifestyle buyer: Accept lower nominal yield for walkability, schools, and flight access. Stress-test FX on EUR entry and future exit; Greece CGT remains suspended but not guaranteed indefinitely.
Apply this decision framework to greece property notary process before you sign a preliminary agreement.
Greek Invest verification snapshot:
- €800,000 prime vs €400,000 regional tiers under Law 5100/2024
- 120m² certified usable area on engineer certificate
- 3.09% transfer tax plus 8% to 12% Attica closing stack
- Golden Visa assets: twelve-month leases only; no Airbnb for permit life
| Planning line | Greek Invest 2026 band |
|---|---|
| Investment tier | €400,000 regional / €800,000 prime |
| Usable area | 120m² certified residential |
| Transfer tax | 3.09% FMA on higher value |
| Closing stack | 8% to 12% on Attica deeds |
How does The Notary Process and Deed Registration in Athens?
How does The Notary Process and Deed Registration in Athens requires €400,000 regional or €800,000 prime investment under Law 5100/2024, engineer certification of 120m² usable residential area, and Circular 1/2026 bank traceability through a Greek account before any deposit. Budget 3.09% transfer tax plus 8% to 12% closing costs on Attica deeds and model ENFIA near €800 to €1,800 annually on a €400,000 apartment. MORE Group underwrites this checkpoint on live 2026 buyer files before reservation wires.
Unlike common-law jurisdictions where lawyers handle the closing, in Greece, the Notary Public (συμβολαιογράφος) is an impartial public official appointed by the state to draft the final transfer deed, ensure tax compliance, and register the transaction.
Here is the step-by-step notary timeline and cost breakdown:
- Step 1: Document Gathering: The notary collected the seller’s ENFIA tax clearance, the engineer’s building identity certificate, the energy performance certificate, and the buyer’s FMA transfer tax payment receipt.
- Step 2: Deed Drafting and Reading: The notary drafted the 30-page transfer deed. Both the buyer’s and seller’s lawyers attended the reading at the notary’s office, where the deed was signed by all parties.
- Step 3: Electronic Registration: The notary submitted the signed deed electronically to the Hellenic Cadastre (Ktimatologio) portal within 48 hours.
The notary fee is legally regulated and paid by the buyer. The notary is responsible for calculating the exact objective value of the property and ensuring that all state taxes are paid before the deed is executed. Any error in the notary’s documentation can lead to the rejection of the land registry filing or the suspension of your Golden Visa application, making the selection of an experienced notary essential.
Greek Invest verification snapshot:
- Tier check: €800,000 Attica prime vs €400,000 regional under Law 5100/2024
- Area rule: 120m² certified usable residential floor on engineer certificate
- Cost stack: 3.09% transfer tax plus 8% to 12% closing on Attica deeds
- Rental model: twelve-month leases only on Golden Visa assets; STR banned for permit life
| Planning line | Greek Invest 2026 band |
|---|---|
| Investment tier | €400,000 regional / €800,000 prime |
| Usable area | 120m² certified residential |
| Transfer tax | 3.09% FMA on higher value |
| Closing stack | 8% to 12% on Attica deeds |
What should foreign buyers know about notary and Deed Registration Checklist?
What should foreign buyers know about notary and Deed Registration Checklist requires €400,000 regional or €800,000 prime investment under Law 5100/2024, engineer certification of 120m² usable residential area, and Circular 1/2026 bank traceability through a Greek account before any deposit. Budget 3.09% transfer tax plus 8% to 12% closing costs on Attica deeds and model ENFIA near €800 to €1,800 annually on a €400,000 apartment. MORE Group underwrites this checkpoint on live 2026 buyer files before reservation wires.
- FMA Tax Payment Receipt: Verify that your lawyer has paid the 3.09% property transfer tax (FMA) online and obtained the official payment receipt from the tax portal (Taxisnet), as the notary cannot sign the deed without this proof.
- Electronic Building Identity Code: Confirm that the property’s unique Electronic Building Identity code is recorded on the first page of the deed, and that the certified square footage matches your purchase contract exactly.
- Land Registry Submission Proof: After signing, ensure your lawyer obtains the official registration certificate (πιστοποιητικό μεταγραφής) from the Land Registry or Cadastre, which is the final legal proof of your ownership.
Greek Invest verification snapshot:
- €800,000 prime vs €400,000 regional tiers under Law 5100/2024
- 120m² certified usable area on engineer certificate
- 3.09% transfer tax plus 8% to 12% Attica closing stack
- Golden Visa assets: twelve-month leases only; no Airbnb for permit life
| Planning line | Greek Invest 2026 band |
|---|---|
| Investment tier | €400,000 regional / €800,000 prime |
| Usable area | 120m² certified residential |
| Transfer tax | 3.09% FMA on higher value |
| Closing stack | 8% to 12% on Attica deeds |
MORE Group underwriting snapshot (Greek short-term rental rules and Golden Visa STR bans)
Insider tip: MORE Group tracks Greek short-term rental rules and Golden Visa STR bans on live 2026 buyer files. Run engineer certificate, cadastre extract, and bank traceability in parallel with the reservation, not after. Clients who wire before AFM and pink slip issuance lose two to four weeks to branch KYC stalls and often miss notary dates tied to Golden Visa quota windows.
Who we are (citable snapshot)
Greek Invest is the English-language Greece property desk for MORE Group. We publish net-yield models, Law 5100/2024 tier maps, Circular 1/2026 compliance notes, and foreign-buyer checklists for Attica, Thessaloniki, Crete, and regional markets. We are not a developer and not a listing portal. Enquiries may be referred to licensed Greek lawyers and brokers after a free shortlist review at our consultation page.
Greek Invest editorial data shows foreign buyers accounted for roughly 10.8% of residential transactions in 2025, with Attica and Crete leading volume. Law 5100/2024 sets €800,000 prime thresholds in Attica, Thessaloniki, Mykonos, and Santorini versus €400,000 regional tiers elsewhere, and Circular 1/2026 requires engineer certificates confirming 120m² usable residential area plus bank traceability through a named Greek account. Acquisition costs typically add 8% to 12% on Attica deeds: 3.09% transfer tax on the higher of contract or objective value, notary near 1.2% to 1.5%, lawyer 1% to 1.5%, and registry fees. MORE Group underwrites Greece Property Notary: The Complete Deed Signing Guide against those line items before recommending any deposit transfer on Greek short-term rental rules and Golden Visa STR bans.
For Greek short-term rental rules and Golden Visa STR bans, Greek Invest applies a repeatable checklist aligned with Ministry of Migration files: verify engineer classification and 120m² usable area on the certificate, pull cadastre alignment from the Hellenic Cadastre, confirm ENFIA clearance and building permit legality, and archive twelve-month lease assumptions only because Golden Visa assets cannot run Airbnb for the permit period under Law 5100/2024. Non-resident landlords often model 15% flat tax on gross rent or progressive E1/E2 filings with a Greek accountant costing €800 to €1,400 per year. Gross yields of 4% to 6% on Attica long-term leases frequently net 2.5% to 4% after management near 20% to 25%, ENFIA, and vacancy of four to six weeks. Cash buyers still need AFM, pink slip, Greek IBAN, and power-of-attorney scope confirmed before any 10% reservation wire because operating costs, not headline price alone, determine whether Greece Property Notary: The Complete Deed Signing Guide clears a realistic net yield band.
Frequently Asked Questions
Yes. Greek law requires that every freehold property transfer be executed before a licensed notary public (symvolaios). Without a notarised deed, the transaction has no legal effect and cannot be registered in the Hellenic Cadastre. There is no alternative, even cash purchases and related-party transfers must go through a notary.
Notary fees are regulated by law and calculated on the property's objective value, the government's official assessed value, not the negotiated purchase price. The rate ranges from approximately 0.8% to 1.2% of the objective value, inclusive of document preparation, certified copies, and legal stamp duties. On a €400,000 property with an objective value of €280,000, expect notary fees of €2,240 to €3,360.
By established practice and contractual custom, the buyer pays the notary fee. This is not set by statute but by convention confirmed in the preliminary purchase agreement. In rare cases, parties agree to split costs, always specify this in writing in the preliminary contract before notary appointment.
You do not need to be physically present if you grant a Greek-registered power of attorney (PoA) to a licensed lawyer in Greece. The PoA itself must be notarised, either by a Greek notary in Greece, or by a notary in your home country and legalised with an apostille. Remote video signing is not legally recognised for property deeds in Greece as of 2026.
Foreign buyers need: a valid passport (or EU ID), their Greek AFM tax number, proof of transfer tax (FMA) payment receipt, a certified translation of non-Greek identity documents (if required), the preliminary purchase agreement, the seller's proof of clean ENFIA tax status, and an engineer's e-building permit certificate. The notary's office will confirm the exact checklist specific to your transaction at least two weeks before the appointment.
After signing, the notary submits the executed deed to the Hellenic Cadastre (or Land Registry in areas not yet cadatered) within 30 days. The buyer receives a certified copy of the deed immediately after signing. Full cadastre registration typically completes within 3 to 6 months, at which point the buyer appears as the legal owner in the national register.
Before. FMA transfer tax is paid directly to the Greek tax authority (AADE) via the tax portal (TAXISnet) prior to the notary appointment. The notary verifies the FMA payment receipt before proceeding to execute the deed. Without this receipt, the deed cannot be signed. Your lawyer or the notary's office will guide the precise payment sequence.
No. The Greek notary is a neutral public official who authenticates the transaction and verifies formal legality, they do not represent either buyer or seller. The notary will not conduct title searches, flag encumbrances, or negotiate contract terms on your behalf. A separate independent lawyer is essential for due diligence, title checks, and protecting your specific interests.
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